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We are the Premier Maine Mortgage Lender for 2017!

As a mortgage lender in Portland, Maine for 20 years, First Financial Mortgage has been committed to providing our clients with the highest quality mortgage loans combined with the lowest interest rates available, along with the top customer service in the industry! Our loans are processed, underwritten and funded in-house, not brokered. We were the Top Mortgage Producer in Southern Maine in 2016! Whether you are a first-time home buyer, purchasing your dream home, building a brand new home, refinancing an existing mortgage, or consolidating debt, my 17 years of experience combined with my attention to detail will allow your dreams of home ownership come true!

As a Senior Loan Officer with First Financial Mortgage, I focus on creating lasting relationships with each of my valued clients and referral partners. My goal is to continue providing outstanding customer service for many years to come. Ask around, and you will find that our reputation in Maine is second to none! Personally, my reputation has been built on my attention to detail and thorough knowledge of every mortgage product available. I take the time to explain every step of the loan process and provide accurate information while communicating in a timely manner. Let me put my 18 years of experience to work for you!

Do not hesitate, Apply Today! No Obligation Prequalifications!

I specialize in the following Maine Mortgage Loans:

First Time Home Buyers
No Closing Cost Refinances!
Conventional Home Purchase Loans with as little as 3% Down!
Conventional and Government Home Refinance and Purchase Loans
Investment Property Financing
USDA Rural Development Loans (Zero Down Payment!)
Cash Out Refinance Home Loans
Jumbo Home Loans
FHA Purchase Loans (And FHA Streamline Refinance Loans)
FHA 203(K) Purchase and Refinance Rehabilitation Loans
USDA/Maine State Housing Purchase Plus Improvement Loans Underwritten In-house!
VA Purchase Loans (And VA Interest Rate Reduction Loans: IRRLS)
Preferred Lender With Maine State Housing Authority
Reverse Mortgage Loans
H.A.R.P. Loans

As a Mortgage Lender conveniently located in Portland, Maine, I am proud to offer unparalleled purchase mortgage and refinance services along with in-house underwriting and in-house processing to my valued clients throughout this great state! I have over 18 years of experience as a Maine Mortgage Loan Officer so you can count on me for the program selection, attention to detail and local market knowledge that assures a smooth transaction.

You can focus on your dream home while saving money knowing that I’m taking care of the details!

Call me today at 207-321-5307 for a Free Consultation or click on Apply Now at the top of this page.

No Pressure – No Obligation – Just Accurate Information

Don’t settle for less! Deal with a local Maine lender! You’ll be glad you did!

Quick Links for Answers to FAQ’s!

Click here for a list of all documents required to process your loan application.

Richard Airey - First Financial Mortgage

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Thanks for visiting Richard Airey – First Financial Mortgage. Local expertise and broad real estate experience will benefit you whether you are serious about buying or selling a home at this time, or are a returning client checking out the many homeowner resources offered here.
As local area experts with extensive knowledge of the communities, the objective here is to work diligently to assist you in meeting your real estate goals.

Click here for more information about Richard Airey – First Financial Mortgage